Bidder up!

By Finance Help

A record 101,000 properties — or around one in five of those put on the market in Australia last year — went to auction1. And while clearance rates vary between markets, there is no denying plenty of buyers are willing to go head-to-head with the hammer.

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How to have an incredible shrinking mortgage

By Buying My First Home, Refinancing My Home Loan

Consider this: 30 years ago it cost about 3.5 times the average annual salary to buy an average priced Australian home — today, it costs around 7.5 times our yearly earnings 1. With the average new home loan nudging $444,0002, it’s more important than ever to look at strategies to shrink your mortgage and work towards greater financial freedom sooner.

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And the award goes too …

By News

The Productivity Commission’s (PC) draft report into Australia’s workplace relations framework does not look set to make major changes to the country’s idiosyncratic system of award wages, much to the chagrin of business.

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RBA still keeps cash rate at 2.00%

By News

Now that the year’s big weekend of sport is behind us, and with only three rate alert decisions between now and the end of the calendar year, all eyes were on this month’s Reserve Bank decision which has just been announced. The Reserve Bank of Australia has again decided to…

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Reserve Bank of Australia announcement for September 2015

By News

The Reserve Bank of Australia has today decided to leave the official cash rate unchanged at 2.00%. This approach was widely anticipated by financial markets as the Reserve Bank continues to assess the impact of February and May rate cuts, regulator initiated tightening of the investment housing market and local…

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Haven Extras – Spring 15

By Home Lifestyle Tips, News

Take your little one on a marvellous, magical adventure with a book personalised with his or her name. Brilliantly written and beautifully illustrated, every name creates a unique story. The adventure follows a child who loses their name, and has them tracking down the missing letters – along the way meeting lots of weird, wise and wonderful characters who help in the search. For example, if the child’s name is Emily, she would meet a forgetful elephant, a vain mermaid, a cold-averse inuit, a misunderstood lion and genial yeti. Each character gives the first letter of their name, and by the end hey presto – her name is found! You can also add a personal dedication which will be printed on the inside cover.

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Late bloomers

By Investing In Property

By the time we save for our first home, upgrade to a bigger or better one, earn enough money to pay the mortgage and bills and live life in between, it’s not surprising many of us don’t contemplate investing in property until we are middle-aged or beyond.

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